This post focuses on ways to insure your equipment and protect yourself from liability.
I know insurance is probably the last thing on most people’s minds when they get into music production. Let’s face it, though… we have a lot of expensive stuff lying around and we, as businesses, open ourselves up to liability. The good thing is that insurance for musicians and producers isn’t very expensive and, for many, it makes a lot of sense. The two main areas of concern are equipment and liability. Gear insurance is insurance against damage, theft, and loss of equipment. Liability insurance is protection in case something goes wrong and you get sued. As with most things I discuss here, there are some good strategies for mitigating both risks.
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